Finance & Lending
Macros Loan Management
Lending operations with integrated books of accounts and financial statements
Macros Loan Management helps lenders and finance teams track borrowers, EMIs, and collections with built-in books of accounts — Day Book, ledgers, Trial Balance, Profit & Loss, and Balance Sheet — in the same system as your loan portfolio.
The challenge
Spreadsheets and separate accounting software make it hard to tie disbursements, collections, and overdue follow-ups to a clear financial picture at month-end.
Our solution
Centralize the loan lifecycle from disbursement to closure with automated reminders, role-based access, portfolio visibility, and accounting reports your finance team can rely on.
Key features
Borrower profiles
Store KYC, contact details, guarantors, and loan history in one place.
EMI schedules
Define principal, interest, tenure, and generate installment schedules automatically.
Collections & receipts
Record payments, partial settlements, and print or share receipts.
Overdue tracking
Dashboards for due today, overdue buckets, and follow-up priorities.
Automated reminders
Send payment reminders via WhatsApp or SMS hooks through Macros Connect.
Role-based access
Separate permissions for agents, managers, and auditors.
Books of accounts & ledgers
Day Book, Cash Book, Bank Book, and account ledgers with postings from disbursements, collections, fees, and adjustments — a single books of accounts view for your lending business.
Financial statements
Trial Balance, Profit & Loss, Balance Sheet, and summary registers for management review, statutory preparation, and auditor handoff.
Portfolio & collection reports
Portfolio summary, collection efficiency, overdue analysis, and export-friendly registers alongside your financial statements.
Audit trail
Track who changed loan terms, waived fees, or adjusted schedules.
Industries we serve
Macros software adapts to how your sector operates.
Integrations
Works with your Macrossoft stack and GST compliance workflows.
How it works
Set up loan products
Define schemes, rates, fees, and chart of accounts for your lending books.
Onboard borrowers
Create accounts, disburse loans, and activate EMI schedules with ledger postings.
Collect, close books & report
Record collections, send reminders, and review Day Book, portfolio health, and financial statements.
Frequently asked questions
Is this for banks or small lenders?
Macros Loan Management is built for finance teams, NBFCs, and businesses that run in-house lending — scope is tailored during onboarding.
Can it send WhatsApp payment reminders?
Yes, when integrated with Macros Connect for event-based customer messaging.
Does it connect to POS or web billing?
Yes. Loan data can sync with Macros POS and Macros Web App where your deployment includes shared customer records.
Can we customize loan fields and workflows?
Yes. We configure schemes, documents, and approval steps to match your lending process.
Does Macros Loan Management include accounting reports?
Yes. It includes integrated books of accounts with Day Book, Cash Book, and ledgers, plus Trial Balance, Profit & Loss, Balance Sheet, and related summary reports — so lending operations and financial statements stay in one system.
Related products
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Omni-channel messaging — WhatsApp, Instagram, SMS, and email in one place
- WhatsApp Business
- Instagram messaging
- SMS notifications
AI Technology
Macros AI
Practical AI that improves daily business operations
- Smart chatbots
- Document intelligence
- Sales insights
Point of Sale
Macros POS
Billing, inventory, compliance, and complete books of accounts in one system
- High-speed checkout
- Inventory management
- e-Invoice generation
See Macros Loan Management in action
Get a guided walkthrough focused on your exact workflow and goals.